HomeToolsTerms and Conditions Generator

    Terms and Conditions Generator

    Generate custom terms and conditions for your eCommerce store, SaaS platform, marketplace, or website. Covers refund policies, liability limits, warranty disclaimers, payment terms, and consumer rights across 180+ jurisdictions.

    Refund Protection
    Liability Limits
    Warranty Clauses
    Consumer Rights
    4.9 out of 5on Trustpilot
    50,000+
    businesses protected
    www.yourwebsite.com
    Terms and Conditions Generator
    What information do we collect?
    ✓ GDPR Compliant
    Auto-Updates
    Policy updates automatically
    2-Min Setup
    Generate in minutes

    Your business rules, legally enforced.

    Without proper terms, every sale is a handshake deal. T&C turn your business policies into enforceable contracts that protect your revenue and reduce disputes.

    Refund & Cancellation Control

    Define clear refund windows, cancellation processes, and restocking fees. Reduce chargebacks and set customer expectations before they buy — not after a dispute.

    Liability & Warranty Protection

    Cap your liability exposure and disclaim warranties appropriately. Define what you guarantee and — critically — what you don't. Essential for any business selling products or services.

    Payment & Billing Terms

    Pricing, billing cycles, late payment penalties, currency handling, and subscription auto-renewal terms — all spelled out clearly so there are no surprises for either party.

    Global Consumer Compliance

    EU 14-day cooling-off periods, Australian Consumer Law guarantees, UK distance selling rules, and US state-level consumer rights — automatically included based on where you sell.

    Custom Terms for Every Industry

    A SaaS subscription needs different terms than a retail store. Our AI generates industry-specific clauses for your exact business model.

    eCommerce & Retail

    Product warranties, shipping & delivery terms, return windows, restocking fees, and consumer right-of-withdrawal. Compliant with distance selling regulations.

    SaaS & Subscriptions

    Auto-renewal disclosures, subscription tier changes, usage limits, data portability on cancellation, and service-level commitments for recurring billing models.

    Marketplaces & Platforms

    Buyer-seller responsibilities, commission structures, payment escrow terms, content moderation rules, and dispute mediation between third-party users.

    Membership & Community Sites

    Membership tiers, access restrictions, content licensing, community guidelines, suspension policies, and recurring payment terms for members-only platforms.

    Digital Products & Downloads

    License grants vs. ownership, DRM terms, no-refund policies for digital goods, usage restrictions, and format/compatibility disclaimers.

    Freelancers & Agencies

    Project scope definitions, payment milestones, revision limits, deliverable ownership transfer, confidentiality, and contract termination procedures.

    Payment TermsPricing, billing, taxes
    Refund PolicyReturns, exchanges, credits
    Liability CapsDamage limits, exclusions
    Warranty TermsGuarantees, disclaimers
    Delivery & ShippingTimelines, risk transfer
    User ObligationsConduct, eligibility, age

    + IP rights, termination, governing law, indemnification & more

    Every Clause a Business Needs

    Commercial-Grade Protection

    Every clause is written for real commercial scenarios — chargebacks, product returns, subscription disputes, and service interruptions. Not generic legal filler that falls apart under scrutiny.

    Plain Language, Legal Precision

    Courts can void terms customers can't reasonably understand. Our AI generates clear, readable terms that maintain full legal precision — no impenetrable jargon that confuses your customers.

    Better Than a Template. Faster Than a Lawyer.

    AI-generated terms customized to your business in under 5 minutes. No credit card required.

    Covers eCommerce, SaaS, marketplaces & more across 180+ jurisdictions

    Save Thousands on Legal Fees

    Lawyer-Quality at a Fraction of the Cost

    Law firms charge $500+/hour per hour for contract work. A custom terms and conditions document runs $2,500-$5,000 — and that's before updates, revisions, or jurisdiction expansions.

    Updates Included, Not Billed

    Every regulatory change means another invoice from your lawyer. With PolicyForge, updates happen automatically when consumer protection laws change — at no extra cost.

    Traditional Lawyer
    PolicyForge
    Initial Cost
    $2,500 - $5,000
    Free
    Time to Generate
    2-4 weeks
    Under 5 min
    Regulatory Updates
    $500+/update
    Automatic
    New Jurisdiction
    $1,000+/region
    Included
    Revisions
    Billable hours
    Unlimited

    Generate Terms & Conditions in 3 Steps

    No legal expertise needed. Answer questions about your business and let AI handle the rest.

    1

    Describe Your Business

    Select your industry, business model, and what you sell. Tell us about your payment methods, refund policy, and where your customers are located.

    2

    AI Builds Your T&C

    Our AI generates complete terms and conditions with every clause your business needs — refunds, liability, warranties, payment terms, and jurisdiction-specific consumer protections.

    3

    Publish & Stay Protected

    Download as HTML, TXT, or PDF. Use our hosted URL or embed directly on your site. Your terms stay current with automatic regulatory monitoring.

    Built for Global Commerce

    Consumer Rights by Region

    Consumer protection laws are stricter than ever. If you sell internationally, your terms must account for mandatory cooling-off periods, distance selling rules, and unfair contract term protections in each market.

    Publish Anywhere

    Deploy your terms on any platform — WordPress, Shopify, Wix, Squarespace, custom apps, or native mobile. Use our hosted URL or embed code for instant setup.

    🇪🇺EU Consumer Rights14-day withdrawal period
    🇺🇸US State LawsFTC Act, state consumer codes
    🇬🇧UK Consumer RightsCRA 2015 compliance
    🇨🇦Canadian LawProvincial consumer acts
    🇦🇺Australian Consumer LawMandatory guarantees
    🇧🇷Brazilian CDCConsumer defense code

    + 180+ jurisdictions covered worldwide

    Why 10,000+ Businesses Trust PolicyForge

    AI That Understands Commerce

    Not a glorified template filler. Our AI understands the difference between SaaS subscriptions and retail returns, and generates the right clauses for each.

    Ready in Minutes, Not Weeks

    Skip the back-and-forth with lawyers. Answer a short questionnaire and get complete, professional terms you can publish immediately.

    Stays Current Automatically

    Consumer laws change constantly. PolicyForge monitors 180+ jurisdictions and flags your terms for updates when regulations shift.

    Reduce Disputes & Chargebacks

    Clear terms set customer expectations upfront. Defined refund policies, warranty limits, and billing terms mean fewer misunderstandings and fewer costly disputes.

    Frequently Asked Questions

    Common questions about terms and conditions for your business.

    Every Sale Without T&C Is a Legal Risk

    Don't wait for a dispute to realize you need proper terms. Generate custom terms and conditions for your business in minutes. Free, no credit card required.

    Trusted by 10,000+ businesses • Rated 4.9/5 from 2,847 reviews